Get a small business loan or grant
The Development Bank of Jamaica (DBJ) and EXIM Bank help small businesses borrow or get grants to grow.
✓ Links tested 13 Nov 2026 · Facts checked 24 Oct 2026
DBJ loans and pre-check
Opens the official government site.
Who can do this
Registered, tax-compliant businesses. DBJ loans are for businesses with sales up to $425 million a year.
What you need
Tick things off as you gather them.
Steps
- Do the short DBJ loan pre-check online.
- For a DBJ loan, apply through a DBJ-approved bank, credit union or lender. They set the terms.
- For a DBJ grant, sign up on GEMINI+ and upload your documents.
- Exporters and small businesses can also apply to EXIM Bank. Start with its pre-qualify form.
- Expect the lender to ask for more papers and visit your business.
Cost
DBJ loans can cover up to 90% of a project. GEMINI+ grants go up to $800,000 for small businesses. Rates and fees: ask the lender.
How long
Ask the lender.
Can’t go online?
DBJ, 11a–15 Oxford Road, Kingston 5: 876-929-5161. EXIM Bank, 85 Hope Road, Kingston 6: 876-630-1400. Or ask your own bank or credit union if it lends DBJ money.